First Time Home Buyers
Did you ever wonder what an escrow is, or how a mortgage works, if a foreclosed home is really a good buy, and how to figure out your debt to income ratio? It can certainly be rather confusing if this is your first time purchasing a home. It can even be confusing if it is your second or third home purchase. We have gathered several resources, plus several great articles by reknowned author, John Marsett. At First Time Home Buyer you will find great resources, articles, links and more about to help you with your journey as a first time home buyer.
One of the biggest challenges for many first-time home buyers is the down payment. I know it was for me. It was rather daunting when thinking about saving $10-20,000. This can be much larger when you consider some of the higher priced markets in California, New York, Chicago, etc. Times have changed though. There are a growing assortment of creative options for financiing your first home. In fact, it's quite possible to find mortgages for as much as 95-100% of a home's value. A larger down payment would be better, but that shouldn't keep you from getting into the home of your dreams.
We hope you find this site helpful in educating yourself and preparing to buy that dream home!
Here are some articles to start with...
What About Foreclosed Homes?
By by John Marsett
Have you ever been up late at night and seen one of the infomercials about buying foreclosed homes cheap? This is supposed to be a huge secret of course (at least according to the Read more...
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Mortgage Brokers and Home Loans
By by John Marsett
If you are researching and looking for a home loan, you will soon find out there are literally dozens of choices to make regarding the terms of a mortgage loan. If this is your first time Read more...
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The American Dream - An Affordable New Home
By by John Marsett
For most Americans, the single most important purchase that you will ever make is your first house. And, like any investment, the profit is not made when you sell it, its when you buy it. So, Read more...
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California Mortgage Refinancing - California Refinance Rates
Avail the benefits of California mortgage refinancing. Also find how to secure best California home mortgage refinance rates which helps you find the best mortgage solution for your home financing needs to fit every situation.
California Home Mortgage Loan Refinance : California Home Loan Refinance
Lowest rates available on California home loan mortgage refinance and refinance your mortgage while rates are low. Get California Home Interest Loan Refinance quotes online.
California Adjustable Rate Mortgage Loans: ARM Loans CA
In California adjustable rate mortgage loan (ARM) programs, the risk of fluctuating interest rates is shared equally between the borrower and the lender.
California Bad Credit Mortgage Loans
Bad credit OK! Find California mortgage loans to purchase your home, consolidate your debts-even save you from the edges of bankruptcy-and get yourself on the path to financial freedom.
California FHA Loans : California FHA Home Loans
California FHA home loan is the best way to finance your home. Find how to secure best terms on California FHA home loans with a reliable lender.
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